John W. Redmann | October 18, 2025 | Car Accidents
The amount of time it takes State Farm to settle your claim depends on many factors. Some accident victims may be able to settle within a few weeks, while others may take more than a year. For many claims in Metairie, State Farm may take a few months to settle, depending on the specific facts of the case.
Understandably, most car accident victims want to settle their claim as quickly as possible so they can get the compensation they need. There are some things you can do to try to help speed up the processing and settlement of your claim. Keep reading below to learn more about State Farm claim settlement times in Metairie.
Factors That Could Delay Your Claim
There are many factors that an adjuster will consider when evaluating your claim. The more complex your claim is, the longer it is likely going to take to settle. Some of the things that could cause your claim to take longer include:
Ongoing Medical Treatments
If you have not yet reached maximum medical improvement (MMI), State Farm is not likely to settle your claim yet. Ongoing medical treatments can continue to affect the value of your case. For this reason, the adjuster is not likely to make a settlement offer until your medical diagnosis and outlook have been fully resolved.
Missing Documentation or Evidence
Failure to submit all the proper paperwork could cause delays in the processing of your claim. Similarly, failure to provide sufficient evidence that proves your case might make a settlement more difficult. You should always be honest on all paperwork submitted as part of your claim and respond promptly to all communications from the insurance company.
Questions of Liability
Before State Farm will settle your claim, it must first determine whether they have liability. This means that you must prove that their insured was at fault for your accident.
Most car accidents are based on negligence, so this means that you must prove:
- Duty of care
- Breach of duty
- Causation
- Damages
Once liability has been established, State Farm will likely initiate settlement negotiations to resolve the claim.
What Are the Steps in the State Farm Claims Process?
After an accident, most State Farm claims follow the same general process:
- Submit your claim and all associated paperwork
- Adjuster reviews your claim, the evidence you submitted, and the coverage details
- The adjuster will typically make an initial settlement offer
- You and State Farm go through the negotiation process to arrive at a settlement
- State Farm processes the settlement and issues the payout
It is not uncommon for the initial review of the claim to take several weeks in some cases. Additionally, complex cases involving catastrophic injuries can take months of negotiation to resolve before a settlement is reached.
How Long Does It Take State Farm to Pay a Claim?
Once you have settled, many claims are paid within 30 days, but the size of the settlement can affect this timeframe. Smaller claims are typically paid within a few days, but larger claims may take a little longer. This is because large payments require additional validations and processing before State Farm will issue your payment.
Tips for Settling Your State Farm Claim More Quickly
Keep in mind that State Farm is a business, and there are situations in which they may act in bad faith to protect their bottom line.
This could mean:
- Failing to respond to your communications
- Intentionally delaying the processing of your claim
- Misrepresenting the details of the insurance coverage
- Attempting to settle your claim quickly for far less than it is worth
To protect yourself and get your claim settled as quickly as possible, you should follow these tips. First, keep a detailed record of all communications with State Farm. Respond to their communications promptly, and be honest with all evidence you submit.
Contact Our Metairie Car Accident Lawyers at Law Office of John W. Redmann, L.L.C. for a Free Consultation
To speed up your settlement, you should seek help from an experienced personal injury lawyer who will handle every detail of your claim. Your Metairie car accident lawyer can ensure that the insurance company is processing your claim in a timely and efficient manner, and they can also negotiate to reach a settlement that fully compensates you for all your damages.
If you were injured in an accident in Metairie or Gretna, Louisiana, and need legal help, contact our car accident attorneys at The Law Office of John W. Redmann, LLC, to schedule a free case review today.
We serve Jefferson Parish County and Louisiana’s surrounding Areas
The Law Office of John W. Redmann, LLC – Metairie, LA Office
2901 N Causeway Blvd, STE 202, Metairie, LA, 70002
(504) 500-5000
The Law Office of John W. Redmann, LLC – Gretna, LA Office
1101 Westbank Expy, Gretna, LA, 70053
(504) 384-8053
