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How to File a Car Accident Claim with Progressive

Posted in Our Blog on July 25, 2019

Louisiana is a fault car accident state, which means that the person responsible for causing a car accident is responsible for paying for the injuries and damages sustained by other drivers and passengers involved. If you recently suffered injuries in a car accident, you will need to file a claim with the at-fault driver’s insurance company, such as Progressive. Navigating Progressive’s insurance claim process can be a challenge if you don’t know where to begin.

Progressive’s Car Accident Claim Process

Since Louisiana is a fault car accident state, you will need to collect the policy information of the at-fault driver immediately after your accident. He or she should give you his or her policy number, first and last name, license plate number, and other important information to help you file your claim.

After you collect the at-fault driver’s information, you will need to contact the insurance company and provide them with your report. The process for claiming compensation will vary based on the damages are attempting to collect.

To file a claim with Progressive, follow these basic steps.

  • First, contact a car accident attorney to assist you with the Progressive claims process. It is important to remember that, since Progressive is responsible for paying for your injuries, it is not in their best interest to pay you the maximum amount you need to recover. Sometimes, they may try to offer you a much lower settlement. An attorney can help evaluate your claim, advise you on speaking with adjusters, and enter into negotiations with the insurance company.
  • After you have contacted an attorney, call Progressive at (800) 776-4737 to report your claim to the company. You will want to make this call soon after your accident. The company will ask you a few basic questions about your accident and collect your information.
  • Next, a Progressive insurance adjuster will contact you to provide you with information about your compensation and to schedule a time to look at your car. Your attorney can help you with this conversation.
  • Progressive will then look at your vehicle and provide you with a repair estimate. They will arrange for you to repair your vehicle and may provide you with a rental car. If you are requesting medical expense coverage and other damages, your lawyer may need to enter into negotiations.

If you are claiming compensation for a minor car accident with no injuries, it is best to cooperate with Progressive’s claims adjuster. If you are attempting to claim medical expenses with Progressive, the process to obtaining compensation becomes much more complicated. Your attorney may have to enter into settlement negotiations with the claims adjuster and provide copies of your medical report and other evidence of damages.

Do You Need an Attorney for Your Progressive Claim?

When it comes to handling insurance claims after a car accident, having an attorney to represent your best interest can provide numerous benefits. Progressive does not provide a lot of clear, easily accessible information on how to collect compensation for serious injuries, lost wages, and other damages aside from property damage. An attorney can help guide you through this process without error.

In addition, negotiating with insurance companies for your maximum compensation amount requires negotiation skills and experience. Your car accident attorney will know how to speak with insurance companies and argue for your best interests at the negotiating table. Insurance companies can offer a lower amount to you if you do not have a lawyer, and your attorney can help you evaluate if you are receiving a fair settlement.

By following these guidelines, you can file your Progressive car accident claim and begin the process to claim compensation for your injuries. However, it is important to remember that it is not in Progressive’s best interest to give you maximum compensation. Contact a New Orleans accident attorney as soon as possible after your accident for assistance with your Progressive claim.